Flood Insurance

Flood Insurance

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Mississippi Farm Bureau Casualty Insurance sells and services flood insurance policies through the
National Flood Insurance Program (NFIP). http://www.floodsmart.gov

If your community participates in the National Flood Insurance Program , you may buy a flood insurance policy through your Mississippi Farm Bureau agent.

Common Policy Options:

The coverage afforded is in (3) separate policy types, depending on the occupancy of the building:

  • The Dwelling Form: Insures a building and/or residential contents on a single family or a 2-4 family dwelling
  • The General Property Form: Insures a building and/or contents on non-residential buildings (i.e. detached garage, grain bin, business, bed & breakfast, etc…) and other residential buildings and/or contents (i.e. apartment building, assisted living facility, etc…)
  • The Residential Condominium Building Form: Insures under one master policy, building coverage for the entire condominium building, including all units and their improvements

Important Flood Insurance Information:

It is important to understand that most home and business insurance policies do not cover flood losses, which makes the purchase of a flood insurance policy a very good decision for the homeowner, business owner, or renter.  For eligible buildings located in low to moderate-risk flood zones B, C or X there are some Preferred Risk Policy coverage packages available.

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